Money When mobile payments get out of the way A failed Visa payment and an effortless TWINT transaction reminded me what good mobile payment design looks like: the complexity is still there, but the user no longer has to operate it.
Direct Debit: US versus EU A viral US video warns against debit cards. The real difference, however, lies in how direct debit works in America versus Europe, and why that matters.
Money Understanding the layers behind digital payments A continuation of my exploration of digital payments, looking at how different layers relate and how the Mollie–GoCardless story helps illuminate the broader picture.
Europe How Money Moves A new payment feature raised a bigger question: how does money actually move today? From wallets and card networks to regulation, this is a map of a system most of us never see.
Money Qivalis, a New Euro Stablecoin A new euro stablecoin from Europe’s major banks shifts stablecoins from the margins into the financial system and strengthens the euro’s digital foundations.
Europe Wero: Europe’s new payment brand Wero is Europe’s bid for payment sovereignty: pay across borders with just an email or phone number, without relying on US networks.
Europe Invoices in the Eurozone: A Practical Guide to SEPA Payments and Digital Processing Understand SEPA, EPC QR codes, and UBL invoices. A hands-on guide for anyone sending or receiving payments in euros within the Eurozone.
Money The Digital Euro: My First Exploration The EU is exploring a digital euro. A step forward for security and inclusion, or a path to greater state control? Let’s explore the facts and concerns.